Lifestyle Carnival 87th Edition

235px-Ferris-wheelWelcome to the 87th edition of  the Lifestyle Carnival, everyone! I hope you’re having a great weekend, and that you take some time to browse through the quality articles below. I’ve selected a few of my favorites, but yours may be very different!

As always, you can submit your own blog article to the next edition of the Lifestyle Carnival using the carnival submission form at Blogger Carnivals. Now on to the carnival!



Justin @ Root of Good writes Life Beyond The Ordinary – Don’t live a merely ordinary life. Be extraordinary! By rejecting traditional notions on investing, housing, careers, cars, and retirement, you can live a happier, wealthier, more genuine life.

Roger the Amateur Financier @ The Amateur Financier writes Book Review – Getting Things Done – A review of the book Getting Things Done by David Allen, a guide to productivity and increasing organization of offices and other work spaces for increased work

Alexa @ Single Moms Income writes Resolution #2 – Digital Organization and Putting Systems in Place – You know when you do not check your email for a few days and then you start to dread it because you just know you are going to have like 100 messages in your inbox? That is how I was feeling yesterday.



Jay @ Daily Fuel Economy Tip writes Hypermiling – 5 Tactics to Reduce Gas Consumption – With gas prices averaging $4 around the country, the average person is always looking for a new way to save money on gas and get the most mileage out of every tank. Many today are trying something new called hypermiling, a driving technique that many believe squeezes every last mile out of every gallon of gas.

Jack @ Money Saving Ethics writes Holiday Travel Tips 2013 – If you are planning to travel this holiday season? If so, you definitely should start making plans as early as possible because, as most of us know, traveling during the holidays can be expensive, tiring and stressful.

Little House @ Little House in the Valley writes Working with What I’ve Got – After booking the trip, I figured I needed a warm winter coat, thermals, and boots for my visit to the Big Apple. The clothing costs alone were adding almost $200 on to my trip.



Pauline @ Savvy Scot writes Are you hitting the High Street for Boxing Day? – So, will you be going out on Boxing Day to shop for bargains? I won’t. Instead I’ll go to Miami in January and try to take advantage of the last days of sales.



Jon Haver @ Pay My Student Loans writes When Do College Graduates Need Life Insurance – Most students graduating from college feel like they have their whole life ahead of them, and the last thing they want to think about is buying a life insurance policy. They might think there is plenty of time to do so and place life insurance under the heading of something to buy at some later (unspecified) date.

Danielle @ Saving Without a Budget writes Boost your Productivity with these 8 Excellent Tips – Why is it that some people seem to be able to get an amazing amount of tasks done in the same time that other people get practically nothing accomplished?



Justin @ Edward Antrobus writes Is that awesome Review a Fake? – Word of mouth marketing is the best. Someone a hearing about how great a product or service was from a friend, family member or colleague was much more likely to purchase that product or service because someone they actually knew told them how great it was.

Jason @ The Money Makers writes Monica Wright Gets Engaged: How Much Ring is Too Much? – If you are a true basketball fan, then you have already heard of the recent engagement of NBA star Kevin Durant of the Oklahoma City Thunder and the WNBA star Monica Wright of the Minnesota Lynx.

SBB @ Simple Budget Blog writes Party Smart: How to Budget Your Holiday Parties – Planning a holiday party? ‘Tis the season! Read here for the smartest and least expensive ways to keep down your holiday party costs.

CAPI @ Creating a Passive Income writes Finance Tips: Think Practical For Your Money – Living practical with money doesn’t mean that people have to cut out all entertainment, splurges on wants every now and then, and other fun events.



Tushar @ Earn More and Save writes 3 Common Financial New Year’s Resolutions – The New Year trailing right behind many people are already making their New Year’s Resolutions. And financial goals are usually high on the New Year’s resolutions list.

Kyle @ The Penny Hoarder writes How to Make $750 a Month Selling Used Books – You can make a nice side hustle by buying books on Ebay and then selling the same used books to buyback companies. Here’s how I do it…

Eva Baker @ TeensGotCents writes $1,000 Challenge – Transportation and Utilities – My mom continues on her quest to save $500 from our monthly budget following the principles in The $1,000 Challenge by Brian J. O’Connor.

Minimalist @ Minimalist Finance writes Start Off the Year Right with Your Investments – Start Off the Year Right with Your Investments has been published on Minimalist FinanceAs 2013 comes to an end, there are a few things that you an do financially to ensure that you start the new year with a solid financial footing. Last week, we posted some ideas of some strong financial new year’s resolutions to make.

Mrs. Accountability @ Out of Debt Again writes I Never Wanted to Be an Entrepreneur But I’ve Changed My Mind – Ten years ago I thought I’d always work a regular job. In fact, I had definite thoughts about entrepreneurship – I was certain it wasn’t for me.

Hank @ Money Q&A writes How Chapter 13 Bankruptcy Can Affect Your Future – By filing for Chapter 13, you can regain power of your financial status by acquiring a payment plan that fits nicely into your budget.

IMB @ Investing Money writes The Fascinating World of Bitcoin – Bitcoin, started in 2009, is taking the world by storm. What is it? Who owns it? How do I buy and sell Bitcoins? Learn here!

Brent @ PersonalFinance-Tips writes Three Things You Should Double Check on Your Next Paycheck – A paycheck is a vitally important document. Your paycheck is not just a list of the money you’ve earned in any given time frame. It is also verification that your employer has paid into social security on your behalf.

Debt Guru @ Debt Free Blog writes Getting Started: 10 Steps To Make Before Retirement – As appealing as retirement sounds, it’s something you have to prepare for! Sounds intimidating? Don’t worry – we can break it down for you in 10 steps.

Tony @ We Only Do This Once writes The Freedom of Living Debt Free – For some debtors, living debt free is a far-fetched dream but for some others it is reality.

Ted Jenkin @ Your Smart Money Moves writes How To Organize Your 2014 Budget – Even though exercise and diet remain the top two New Year’s resolutions that most Americans have, the next few days might provide you with some

Ryan @ Cash Money Life writes Want to Be a More Confident Investor? Educate Yourself – Investing seems difficult to beginner investors. But it doesn’t have to be. Use these tips to start your financial education so you can begin investing.

Luke @ Learn Bonds writes Short-Term Bonds vs. Money Market – A look at short term bonds vs. money market funds and which is best for investors in the current environment.

Tushar @ Start Investing Money writes 3 Ways to Free Up Additional Cash to Invest in the New Year – If you are feeling guilty over the amount of money you’ve splurged this Christmas, it’s not surprising you might be looking at January to be the month when you start cutting back.

theFIREstarter @ theFIREstarter writes A Conscious Conscience – My thoughts on how reaching early financial independence comes with a responsibility to put some good back into the world.

Ben Luthi @ The Wealth Gospel writes Why You Shouldn’t Buy Life Insurance – There are several reasons why we’re told we shouldn’t buy life insurance. But are they valid? Or is there more to it?

Jack @ eMoneyLog writes What impact the recession had on retirement for baby boomers? – The dip in the economy that started in late 2007 had a tremendous impact on financials of many. However one of the worst impacted were baby boomers population who were close to retirement. Depending on how they had invested their money they may have seen a significant loss in their portfolio. Let’s take a look at the impact recession had on retirement choices available to baby boomers.

Mark Wang @ The Money Mail writes Five Questions That Must Be Answered When Taking Out a Mortgage – We all have question in our mind when we are going for our first home purchase and many of these questions revolve around the use of mortgages. Which type of mortgage should I go for? Are there any prepayment penalties? What will my monthly payment be? In this article lets discuss some of the keys questions your should ask before taking out a mortgage. Most of these questions are also applicable if you are going for refinancing.

Lisa Park @ Secrets2Save writes Benefits of starting to save early – Often we delay saving for retirement when we first land a job. This can be a very big mistake. In this article lets us take a few examples and try to understand why it is important to save for retirement from the get go. We will compare two cases where someone starts saving early vs someone who starts late and see who comes out ahead and why?

David @ Financial Nerd writes Trends in Interest Rates in 2014 – Interest Rates will likely not change much during 2014.

John @ Frugal Rules writes Motif Investing Review: A Unique Approach to Investing – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.

Christopher @ This That and The MBA writes How To Start Preparing For Retirement In Your Twenties – However, the reform has been established to put more responsibility on the individual to make adequate preparations for later life by making only basic funds available on the state pension. Therefore, it’s a good idea to start thinking about what savings to make as early on as possible.

Paul @ The Frugal Toad writes The Importance of Diversification in Your Portfolio – All investors are trying to maximize their returns. That is the whole point of investing. While the concept of investing can be confusing for some, most understand that there is risk involved. Diversification can be the key to keep your risk lower. When you create a diversified portfolio, you can help deal with correlation.

Jacob @ Cash Cow Couple writes Optionshouse Platform – A quick look at how you can buy and sell stocks or ETFs hassle free.

JC @ Passive-Income-Pursuit writes 3M (MMM) Dividend Stock Analysis – After 3M’s board announced a 35% increase in the dividend, I figured it was as good a time as any to see how the valuation is. Lots to like about this wonderful company but how’s the relative price?

Hadley @ Epic Finances writes Why did the Founder of Barnes & Noble suddenly sell so much of his own stock? – Recently the founder of one of the world’s biggest of booksellers, Barnes & Noble, who happens to also be the largest shareholder of the struggling company’s stock, decided to sell nearly $28 million worth of those stocks for what was described as “tax planning purposes.”

Bob @ Dwindling Debt writes What’s the Secret to Early Retirement? – When you ask most people about retiring at 65, many of them will tell you that it is impossible because they simply do not have the financial means to do so.

Katie @ IRA Basics writes Benefits of a Budget – Budget. It is a dreaded word, not one that instills ideas of grandeur and immense fun. It is also a word that’s often neglected, an idea that most of us would rather not think about.

Graham @ Moneystepper writes FTSE 100 diversification – performance of the top 10 consitutents – FTSE 100 diversification – can you diversify your portfolio by buying the ten largest companies in the FTSE 100? Historical performance suggests not!

Sustainable PF @ Sustainable Personal Finance writes Would You Use an Alternative Currency? – One of the first rules of investing is that you need to have a degree of diversity in your assets. That way, if something goes wrong with one asset class, you will have another asset available to pick up the slack. But how does that work if most of your assets are denominated in a specific currency?



Pauline @ Reach Financial Independence writes I got a Sunshine Award! – I got a Sunshine Award! Never heard of those? Me neither 🙂 Apparently, I brightened another blogger’s day. So thanks DebtGirl for nominating me, here are my answers to her questions!

Cat Alford @ Budget Blonde writes Planning My Budget Friendly Nursery – Here’s my idea for a budget friendly nursery, which I’m ready to decorate (asap!) in case the twins come early. The “theme” is very us! I hope you like it!

Oscar @ Money is the Root writes Need to binge shop? Your local dollar store has bargains, but maybe not all of them – Many people love their local dollar store because it is usually filled with great deals and, like the name, you can get most of them for 1 dollar. Surprisingly however it is not exactly the cheapest place on all items and there are better places for bargains out there.

Marissa @ Thirty Six Months writes The Joys of Freelancing – One of the things that I really enjoy doing is mentoring freelancers. I work in the start-up world, and freelancers are a big part of that. I get to see the ups and downs of that world every day. It is fascinating to see how people price their time, and creative abilities.

Jacob @ AllPersonalFinance writes Saving money with bioclean glass – your questions answered – Yes there is such a thing as low-maintenance self-cleaning glass and yes, it does really work, but how does it work, are they any different from your standard double-glazing and can you save money?



Mr.CBB @ canadian budget binder writes Biscotten Torte – I am going to make this Biscotten Torte to take around to a friend’s house on New Years Eve (Hogmanay in Scotland) as it’s a light and creamy pudding that won’t fill you up.

Alexa @ Defeat Our Debt writes 7 Ideas for Saving Money on Food – If you want to speed up the debt payment process you need to make budget cuts. Here are seven ideas to save money on food.

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